Monthly Archives: June 2010

What to do with your Flood-damaged Car

flooded cityOne of the worst calamity that nature can throw at us is a flood. Nothing is safe with it as properties, buildings, resources, roads, and even lives can be lost at a very high rate with this phenomenon. Damages amounting to millions of dollars can be expected every time a flood hits a city, state, or country. One of the most common things that get damaged during floods are cars and other automobiles. Most get floated away with the flood while others get submerged under flood water for a long period of time.

flooded carFor those people lucky enough to still find their cars not getting washed away after a flood are presented with a tough decision to make. What do they do with their flood-damaged car? Well, the good news for that is any automobile can be restored. The more logical question to ask is, “Is it worth the amount of money you’ll spend to restore your car?”.

According to the Director of American Automobile Association’s Auto Buying and Auto Repair Network, John Nielsen, “The total restoration of a flood-damaged car can be as extensive and expensive as restoring a classic car.”. Another thing, there is a possibility of encountering mechanical problems years after the restoration of a flood-damaged car. Not to mention most insurance companies consider natural calamities as “force majeure”, and are not covered in their car insurance policies.

flooded carRepairs for flood-damaged cars range from $6,000 to $10,000 for drying up carpets to repairing computer boxes and electronic parts. Now, if you think you can afford the expenses of restoring your car, and have weighed it more practical than buying a new car, here are some tips you can follow to successfully restore your car.

  1. Contact your Insurance Company to report the status of your car being flood-damaged.
  2. Take note of the highest level your car has been exposed to flood water. This will help the technicians evaluate the damage done to your car and take the necessary steps to restore it.
  3. Remember, do not start a car that has been submerged to flood water until the technicians have performed a thorough inspection on it.

flooded carIf all processes are done correctly, then you can be rest assured that your car would be restored. You should also take into consideration if restoring the car is as expensive as buying a new one minus a few hundred bucks, if what would be more logical to you.

You can also consider selling your car after you get it restored, or even get it traded-in for a new one. You just need to inform the car manufacturer that the car has been flood-damaged before and try to get a good deal out of it.

So before you even think of getting rid of your flood-damaged car, take into consideration your financial capacity, weigh in the advantages and disadvantages of the options you have and choose what you think is the best thing to do.